Term
Deposit
(Mudarabah)
Your funds are ethically invested and profits are shared between you and the bank based on a pre-agreed ratio.
Shariah Compliant
Higher Returns
Flexible Tenure
Profit Sharing
Minimum: N1,000,000
Seamless Process
Secure & Safe
Features that Keep You in Control
Shariah compliant investment alternative to fixed deposit
Grow your wealth ethically through profit-sharing, without interest, in accordance with Islamic principles.
Higher returns compared to savings account
Earn competitive profits through well-managed investments, offering better potential returns than traditional savings.
Fair profit-sharing model
Enjoy transparent earnings where profits are distributed based on a pre-agreed ratio between you and the bank.
Flexible investment period
Choose from a range of tenures tailored to your financial goals, whether short-term or long-term.
Reinvestment options
Easily roll over your matured investment or reinvest profits for compounded growth.
Requirements
Have an existing account with the Bank
Completed investment application form (stating tenor and amount)
Minimum investment amount of N1,000,000
Eligibility
SMEs and Registered businesses
T&Cs apply
Frequently Asked Questions
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