Summit Bank Limited was incorporated on 15th July 2024, as a limited liability company and licensed on 6th February 2025, by the Central Bank of Nigeria (CBN) to provide non-interest banking services to the public. The Bank is positioned to become one of the most efficient digital and service focused banks in Nigeria.

Summit Bank offers banking services that are non-interest-based transactions. Summit Bank emphasizes profit-and-loss sharing arrangements, ethical investments, and risk-sharing partnerships with its clients. This model aims to promote financial inclusion, social justice, economic equity and moral accountability.

Summit Bank is a forward-thinking Nigerian financial institution established to redefine banking through innovation, customer-centric solutions, and a strong commitment to integrity and excellence.